Planning Your Retirement — Things To Consider

Planning Your Retirement — Things To Consider

Planning your retirement is probably something you haven’t spent much time considering. Transitioning from paid work to retirement is a big change and for many Aussies you speak to they will probably tell you that they haven’t planned their retirement because they never plan on retiring!

This month Lady Anne Funerals is offering a free downloadable Retirement Planning Guide. The guide sets out and explains in detail a number of important things to consider when planning your retirement. From prepaid funeral arrangements to getting financial advice early, we have included an overview below of some of the most important arrangements to keep in mind before transitioning into your relaxing and well-deserved retirement.

 

Wills and Last Testament

If you haven’t organised a will it is time to do so. If you have a pre-existing will you may want to consider updating it. Organising a well prepared will ensures that your family is relieved of possible debt and financial pressure after you pass away. As well as this it is important to set out inheritance, make decisions about organ donation, nominate an executor as well as setting out prepaid funeral, burial or cremation arrangements. If you want more information on the most important thing to include in a will check out our latest blog post on wills.

 

Prepaid Funeral Arrangements

Planning for your own passing is something we all tend to avoid, however it is important to consider our own funeral arrangements in order to avoid putting unnecessary pressure on our loved ones. Lady Anne Funeral’s prepaid funeral service allows for you to make payments towards your funeral ceremony in order to take the financial stress away from your family. Our prepaid funeral agreements act as legally binding contracts ensuring that your funeral is not only organised but also paid for.

 

Take control of your finances

Spending time working out how much money you have currently, how much you will have in the future and how much you think you will need is an important process for retirement planning. Seeking advice from a financial planner is becoming more common and it is a great way to put a clear strategy in place to ensure your finances are in order before retiring. A financial planner can help you to consolidate your superannuation while offering strategies to optimise your earnings in the years leading up to retirement.

 

Talk to an FIS Officer

You can attend a free Financial Information Service seminar to learn more about planning for retirement, your financial needs and living in retirement. Alternatively you can call 132 300 to speak with an FIS Officer about any questions you have and to receive extra support through your planning process.

 

Planning your free time

Above all, filling up all that free time with hobbies, activities, grandkids and lifestyle should be the key. We work our whole lives for our retirement and should be thinking about the enjoyment we can get out of all our spare time. Will you plan a holiday, adopt a new hobby, take a class or put in a new garden? The choice is yours!

Don’t be afraid of getting a Seniors Card. You should take advantage of the many benefits including cheaper public transport and movies as well as discounts on goods and services. Think of it as a reward for many decades of contributing to the community and the economy.


For a more detailed Retirement Planning Guide why not take advantage of our free download. We have covered all the essentials that need to be considered before your retirement. Make planning for this transition straight forward and stress free so you can relax and spend time organising the more attractive things about retirement, like travelling and free time to do the things you’ve always wanted. If you need some assistance or want more information on how to relieve your loved ones of the financial pressure of organising your funeral please give one of our ladies a call today.



We're here to help

Lady Anne Funerals is here to support and assist your family through what can be a difficult time, with a ladies touch. 

We are available to discuss a range of services to support your family, including: 

  • Personalised memorial services
  • Cremation and burial services
  • Religious services catering to all faith's
  • No service, no attendance 

Please get in touch - night or day - via the form or you can call us on the number below.

Phone: 1300 74 00 74

904 Victoria Road, West Ryde 2114

Let's Talk

Some of the families we've helped

“I just wanted to send you our sincerest thanks for everything you and your incredible team did for us in making the most perfect day, celebration and farewell of our beautiful Harper.

I have given a lot of thought to your business and the industry and I think it is perhaps the most important business for families to get it right when it comes to planning a funeral which may be sudden or may be a long time in the making. Either way, when one is faced with the unfortunate situation of needing to arrange a funeral, only then do you realise the importance of getting it right.

We experienced first hand the polar opposites the industry offers. It is not just about the cars, the booklets, the music and all the things that make up the day - its about the service, the care and most importantly it’s about the people.

From our very first conversation we could sense your genuine care to our situation and your attention to detail was obvious - this was very different to the previous conversations we had with others we had been referred to. Those other companies wanted to commence meetings with the paperwork side of things upfront which is a very confronting thing to do just days after losing your loved one - and when one of the others that I am referencing couldn’t even refernece our daughters name as our meeting started - we were horrified of how poor the service of care could be.

This is where you and your team shine. After feeling very lost in our search to secure the perfect funeral director to create the perfect day, my wife all of a sudden recalled you standing out the front of your office each morning watering the surrounding gardens to ensure a beautiful front of house. Well, I can assure you, it is not just the front of house that is beautiful - its the entire package that is beautiful.

Your manner, your direction and your expertise is evident from the get go. Nothing is too hard for you or your amazing team. The personal care made us feel like we were the only funeral you were working with at the time, and that’s exactly how it should be.

The finer detail, such as driving past our house so our daughter could go past our house one last time, then leaving the most beautiful flowers on our doorstep, to bumping into us at the Church because you were just doing your own research to make sure the day was seamless. This combined with your recommendations from every aspect as everything was very foreign to us, you were able to guide us to achieve the most beautiful farewell.

The day itself was simply perfect. Not once did we have a concern. The car was shining, your team dressed beautifully, cold water provided for us, directions for our guests, directions for us. Everyone commented on how amazing the day was and how incredibly your team were. Seamless is the only word I can use. It doesn’t stop here.

Your personal care and guidance then allowed us a more intimate farewell the following day (we are so grateful for for this recommendation and possibly would have missed this special day if you had suggested it was the best idea). Again, you and your team made us feel like you had nowhere else to be, and no one else to help. Just us. The setting was beautiful, the celebrant (that you arrange and recommend) is a delightful, your team make this day even more special than the last.

This is something we never want to go through again but there will be so many others, that like us, have no idea where to start to look for the right funeral director for their own special day. All I can say is that I hope that they appoint Lady Anne Funerals. We learnt a lot quickly and it is again a business many do not ever consider needing but without question one of the most important businesses to select the right person and the right team.

I welcome any of your future potential clients to contact me if they wish to discuss our experience with the amazing Lady Anne team. We thank you for giving our beautiful baby the most incredible farewell that was exactly how we imagined it, you just made it happen.”

photo02_harper
Lee Dowdall
Karen has supported my Mum and me through the most difficult week of our lives as we not only planned a funeral, but interred my Dad to his new home. I will be forever grateful to Karen for her ongoing support, guidance, kindness, empathy and friendship over the last week. Karen has now become part of our extended circle of close family friends.
Daughter of the late Sveta Dordevich
Lady Anne Funerals has the compassion, understanding and empathy that many of the larger funeral homes do not possess. My aunts funeral was dignified and classy everything she deserved. I would highly recommend Lady Anne (and have) as they go above and beyond.
Joanne Marks
I am overwhelmed with the feedback on how beautiful it all was from all who attended. You and the other ladies were wonderful, looked so elegant, and made the day so very special for all who loved Paul.
Barbara Sommerville Enright
Karen and her staff treated us with the utmost respect we could not have been in better hands during this difficult time. My mum had organised her funeral with a prepaid funeral plan which she had purchased from Karen almost ten years ago this also made this upsetting time much easier to deal with and she got all the things that she wished for.
Malcolm Ellis
On behalf of my family, I would like to thank Lady Anne Funerals for a beautiful service yesterday for my aunt Dot. All who attended commented on how lovely the service was & the professionalism of all the staff. Thanks again very much for helping making a sad day one of celebration of Dot’s life.
Judith Neville

Related Articles

Changes to the Australian Aged Pension in 2018

Retirement is a time to spend relaxing with lifelong friends and extended family. However before you can enjoy this period you need to navigate complex (and ever changing!) rules and regulations surrounding thetrue

Read More

What You Need To Know About The Australian Aged Pension

With the long years of hard work behind you, retirement can be an exciting time. One of the challenges of this milestone is the difficulties of navigating the aged pension. Australia has a complex pension andtrue

Read More

Your Annual Life Admin Checklist

Most of us see the New Year as a time to make resolutions, whether it be it quitting sugar, exercising more or taking the next step in our career. However, to have the best possible chance at achieving those goals,true

Read More